This site (the "Site") is for informational purpose only and may contain links to third-party sites for convenience only.

The material and links provided at the Site, including any content or information contained within the Site, are provided "AS-IS" without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. The User of this Site assumes total responsibility and risk for the use of this Site and third-party sites.

The Site provides links to third-party sites, including, business search engine, business directory, business news, online incorporation, and other third-party links, and other World Wide Web sites or resources (Third-Party Sites"). If you use any Third-Party Site, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. Because we have no control over such sites and resources, you, the User of this Site acknowledge and agree that we are not responsible for the availability of such external sites or resources, and does not endorse and not responsible or liable for any Content, advertising, products, services, or other materials and/or content on or available from such sites or resources. The User further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource. Further, we do not intend these links, third party sites or resource to be referrals or endorsements of the linked entities by us. Each individual Third-Party Site and Links has its own set of policies about what information is appropriate for public access. User assumes sole responsibility for use of Third-Party Sites, Links, resource and pointers.

The User's correspondence or business dealings with, or participation in promotions of, advertisers, Third-Party Sites, Links, found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between the User and such advertiser, Link, or Third-Party Sites. The User agree that we shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such Third-Party Sites, and/or Links on the Site.

All Users are advised to check Third-Party Sites and their website(s), their rules, regulations, policies and procedures, advertiser links, other Users, their listings, individuals and representatives, representations, ads, messages, products and/or services, and carefully check companies, merchants, Third-Party Sites, other Users, advertisers, and details before entering into any agreement of any kind with, and/or making payments to, any company, Third-Party Site, other User, advertiser, any other third party site, and/or others, and before disclosing personal information. If in doubt, please consult with an attorney or do not use the service.

Further Disclaimer. User acknowledges that no affiliation, joint venture, partnership, employment or agency relationship, association or any other relationship whatsoever exists between the User of this Site and Business Credit Group as a result of this Agreement or use of this Site. User agrees not to hold himself or herself out as a representative, agent, or employee of Business Credit Group and Business Credit Group shall not be liable for any representation, act or omission of the User.

Legal Disclaimer - Governing Law and Remedy. The products and services offered at the Site are available only to Users who can form a legally binding contract under applicable law, and are void where prohibited or restricted by law. This Site may be used only for lawful purposes. Business Credit Group controls and operate this Site from its offices within the State of New York, United States of America. Business Credit Group does not claim that products, services and materials in this Site are available for use in locations other than states in which said products, services and materials are authorized. A User choosing to access this Site from other locations, do so on own initiative, and is responsible for compliance with any and all applicable laws. This Policy and these terms and conditions shall be governed by and construed in accordance with the substantive law of the state of New York, United States of America, without regard to conflicts of laws provisions.

ARBITRATION AS EXCLUSIVE REMEDY: ANY CONTROVERSY OR CLAIM ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, USE OF THE SITE, THIS POLICY OR THESE TERMS AND CONDITIONS, OR THE INTERPRETATION, VALIDITY, ENFORCEMENT, BREACH OR TERMINATION THEREOF, SHALL BE RESOLVED BY ARBITRATION IN NEW YORK IN ACCORDANCE WITH THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION. Notwithstanding any provision of law to the contrary, it is expressly agreed that the arbitrator shall have no power to award treble, punitive, consequential or any other damages in excess of compensatory damages and each party hereby irrevocably waives any right to assert or to recover any such damages. The arbitrator's award shall be final and binding between the parties, their successors and assigns and, notwithstanding any other choice of law provision in this Policy or these Terms and Conditions, all issues regarding the arbitration process, specifically including the enforceability of the arbitrator's award, shall be governed by the United States Arbitration Act. Judgment upon the award rendered by the arbitrator may be entered solely in the state and federal courts located in New York, New York and the parties hereby irrevocably consent to the jurisdiction of these courts for that purpose. ACCEPTANCE OF THESE TERMS AND CONDITIONS CONSTITUTES SPECIFIC ACCEPTANCE IN WRITING OF ARBITRATION AS SET FORTH IN THIS PARAGRAPH AS THE EXCLUSIVE REMEDY FOR RESOLUTION OF DISPUTES IN ACCORDANCE WITH THE PROVISIONS OF THIS PARAGRAPH.

THE USER EXPRESSLY UNDERSTAND AND AGREE THAT: 

a. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

b. WE MAKE NO WARRANTY THAT (i) THE SITE WILL MEET YOUR REQUIREMENTS, (ii) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY INFORMATION, OR OTHER MATERIAL OBTAINED BY ANY USER THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. 

c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE OR SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. 

d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS POLICY. 

THE USER EXPRESSLY UNDERSTAND AND AGREE THAT WE, OUR EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, DIVISIONS, AFFILIATES, AND/OR SUBSIDIARIES, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SITE OR SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE OR SERVICES; OR (v) ANY OTHER MATTER RELATING TO THE SITE OR SERVICES. 

The Services offered at the Site are available only to Users who can form a legally binding contract under applicable law. This Site may be used only for lawful purposes. The applicable laws are the laws of the State of New York and all parties participating in the use of this Site, Services, content and material hereby submit to the jurisdiction of the Courts of the State of New York.

If any part of this Policy is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitation set forth within this Policy, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Policy shall continue in effect.